2025 Ferry PUD Benefits Open Enrollment

CHANGES FOR 2025

Medical premiums increase by 12.6%.
Dental and vision premiums stay the same.

PPO plan members share 12% of the increased cost while CDHP plan members continue to pay a $20 monthly premium.

Teladoc (previously Livongo) disease management programs end December 31, 2024

Teladoc will notify you directly if you are enrolled in any of the disease management programs. You can keep the scale, blood pressure monitor, and/or glucose monitor provided to you and the device will continue to work. But you will lose access to your account, mobile app, data sharing capabilities, and coaching.

2025 decisions points

  • Elect to enroll in the medical PPO or CDHP plan.

    Add eligible dependents or drop dependents current covered. Find out who is eligible for coverage here.

  • Elect to enroll in the long-term disability core or buy-up plan.

    You must enroll in either the core or buy-up plan.

  • Elect or change supplemental term life and/or AD&D insurance coverage.

    Supplemental life and/or AD&D insurance coverage is optional.

  • Decide to enroll in the medical and/or dependent care flexible spending accounts (FSA).

    Enrollment in FSA accounts is optional but can save you tax dollars. Learn more here.

FOR MORE INFORMATION JUMP TO THE BENEFIT GUIDES BELOW.

your to do’s

join one of our “meet ups”

benefit GUIDES HELPING YOU CHART YOUR COURSE

Dig deeper and learn more about benefit options you may want to consider during open enrollment.

PLEASE REMEMBER

  • Flexible spending accounts (health care or dependent care reimbursement) do not roll from year-to-year. If you want to participate in FSA in 2025, you must elect the benefit.

  • Please verify that your enrolled dependents continue to meet the eligibility guidelines. The plan reserves the right to audit dependent enrollment at any time to verify that enrolled dependents are eligible for coverage.

  • If you do not make changes now, your next chance to do so will be during our next open enrollment in 2025, unless you experience a qualifying life event, in which case you must notify Human Resources of the change within 30 days.

  • Your portion of the medical, dental, and vision premiums will be deducted from your paycheck on a pre-tax basis unless you tell us differently.

MORE INFORMATION

Ferry PUDSylvia Hubbard